Wednesday, April 25, 2007

Where to find Available Office Space

Available office space can be found in one of three ways. Each of their advantages and disadvantages are outlined below. For most people, a combination of the three is the best way to find available office space. Regardless of which one you choose, be sure to thoroughly research whichever office you decide on. Leases vary greatly and you will want to get a lease that fits the long term goals of your business. Consider lease payment, availability, size (leave room for expansion), neighborhood, and any other features and options you can think of. Will you be needing an internet connection? Verify that this is available should you need it now or in the near future.

The first thing that many people do is check with their network to find available office space. Often, the best space can be found by asking around to people in the industry. If you know of a client who has a great office space, you may want to give them a call and see if they have any suggestions. You never know, a great space may have just opened up in their building. You can also have them keep an eye out for you. This method of finding space is the easiest and most reliable.

Also, the most traditional way of finding available office space is through the newspaper classified ads. This will give you a listing of several options in your area. The only problem with using this as your sole source is that an ad does not give you a lot of information. You still need to drive to the property to check it out. This can often be a waste of time. An example of one newspaper classified can be found at
Available office space can be found in one of three ways. Each of their advantages and disadvantages are outlined below. For most people, a combination of the three is the best way to find available office space. Regardless of which one you choose, be sure to thoroughly research whichever office you decide on. Leases vary greatly and you will want to get a lease that fits the long term goals of your business. Consider lease payment, availability, size (leave room for expansion), neighborhood, and any other features and options you can think of. Will you be needing an internet connection? Verify that this is available should you need it now or in the near future.

The first thing that many people do is check with their network to find available office space. Often, the best space can be found by asking around to people in the industry. If you know of a client who has a great office space, you may want to give them a call and see if they have any suggestions. You never know, a great space may have just opened up in their building. You can also have them keep an eye out for you. This method of finding space is the easiest and most reliable.

Also, the most traditional way of finding available office space is through the newspaper classified ads. This will give you a listing of several options in your area. The only problem with using this as your sole source is that an ad does not give you a lot of information. You still need to drive to the property to check it out. This can often be a waste of time. An example of one newspaper classified can be found at

What to Consider When You Rent Office Space

If you are looking to rent office space, there are a couple of things that you may want to keep in mind before you start looking. Even though it sounds like it should be easy enough, it is actually sometimes very difficult to find office space that suits your budget and your business needs. The tips below will help you to keep everything in perspective when you are out searching for a new office.

First off, you want to consider the space factor. If you are going to rent office space, you need to make sure that you are going to have enough room to effectively operate your business. So if you have 60 employees, there is no way that you are going to get away with three offices. You are going to have to rent out an entire floor, and are probably going to be looking for a space that has many offices and a conference room. On the other hand, if you are only looking to rent office space for a handful of people, you can probably get away with one office. Your specific needs here will dictate what you need. You must simply do a little planning ahead.

Next, be sure to take price into consideration. Obviously this is a given, but be sure to check out more than one office before you commit to anything. For the same amount of money, you may be able to get a larger office area cross town. Doing the appropriate amount of research can help to ensure that you rent office space at a fair price point. Be sure you have enough budgeted for your new space. Many times a space will be acquired and not put into the annual budget.

Finally, consider the location of the office space that you are looking to rent. It is convenient for everybody in your company? Is the neighborhood safe? Does it have all of the conveniences you need? Will it serve you in the long term? Is an internet connection available? Most companies now days need this.

The ability to rent space that suits all your needs takes some skills. But the more research you do, the more comfortable you will feel. It does not have to be difficult to rent space; however, if you do not perform the due diligence to find an appropriate-size office in a good neighborhood, you may end up frequently encountering problems that you don't need.
If you are looking to rent office space, there are a couple of things that you may want to keep in mind before you start looking. Even though it sounds like it should be easy enough, it is actually sometimes very difficult to find office space that suits your budget and your business needs. The tips below will help you to keep everything in perspective when you are out searching for a new office.

First off, you want to consider the space factor. If you are going to rent office space, you need to make sure that you are going to have enough room to effectively operate your business. So if you have 60 employees, there is no way that you are going to get away with three offices. You are going to have to rent out an entire floor, and are probably going to be looking for a space that has many offices and a conference room. On the other hand, if you are only looking to rent office space for a handful of people, you can probably get away with one office. Your specific needs here will dictate what you need. You must simply do a little planning ahead.

Next, be sure to take price into consideration. Obviously this is a given, but be sure to check out more than one office before you commit to anything. For the same amount of money, you may be able to get a larger office area cross town. Doing the appropriate amount of research can help to ensure that you rent office space at a fair price point. Be sure you have enough budgeted for your new space. Many times a space will be acquired and not put into the annual budget.

Finally, consider the location of the office space that you are looking to rent. It is convenient for everybody in your company? Is the neighborhood safe? Does it have all of the conveniences you need? Will it serve you in the long term? Is an internet connection available? Most companies now days need this.

The ability to rent space that suits all your needs takes some skills. But the more research you do, the more comfortable you will feel. It does not have to be difficult to rent space; however, if you do not perform the due diligence to find an appropriate-size office in a good neighborhood, you may end up frequently encountering problems that you don't need.

What is Serviced Office Space?

A serviced office space comes equipped with many benefits that a standard office would never be able to offer. A serviced office space is one that comes fully equipped. Some of the main features often include furniture, telephone lines, internet access, and a kitchen. Some of the larger serviced offices also include meeting and conferencing rooms. A serviced office space makes it very easy for a company to move in and get started right away. If you do not have time to take off, you need to get a serviced office space. Some of the major benefits of a serviced office space include:

Flexibility: with a serviced office space you can upgrade your business very quickly without having to make many adjustments. If you are looking to move into a new office, a serviced space is best because you will not have to take a lot of time getting everything set up. This is a major benefit of serviced office space.

Defined costs: a serviced office space allows you to get all of your costs up front so that you know exactly how much you will be paying for a month. In a traditional office space you may have to pay for each separate internet connection. But in a serviced office everything will already be built in. All you need to do is put the features to work! This allows for ease of bookkeeping and reduces those headaches associated with controlling your own space. The costs are all wrapped up into one fee. there are many different things that go into setting up an office space from scratch. It is easy to get lost in all the details and you could possibly go over budget on start-up.

A serviced space saves you a lot of money on furniture and other start up accessories. These offices come fully equipped with everything that you will need to start a business. If you have ever bought a 12 foot table and six chairs to go around it you know how expensive it can get. Let alone all of the other furniture needed for your office space. These start-up costs can literally put you in the poor house and leaves no cash reserves for business operations.

These are just three of the benefits of renting a serviced space. Contact your local office building and ask if they have anything like this available. It could be the best decision your company ever makes. It will surely get you up and running much quicker.
A serviced office space comes equipped with many benefits that a standard office would never be able to offer. A serviced office space is one that comes fully equipped. Some of the main features often include furniture, telephone lines, internet access, and a kitchen. Some of the larger serviced offices also include meeting and conferencing rooms. A serviced office space makes it very easy for a company to move in and get started right away. If you do not have time to take off, you need to get a serviced office space. Some of the major benefits of a serviced office space include:

Flexibility: with a serviced office space you can upgrade your business very quickly without having to make many adjustments. If you are looking to move into a new office, a serviced space is best because you will not have to take a lot of time getting everything set up. This is a major benefit of serviced office space.

Defined costs: a serviced office space allows you to get all of your costs up front so that you know exactly how much you will be paying for a month. In a traditional office space you may have to pay for each separate internet connection. But in a serviced office everything will already be built in. All you need to do is put the features to work! This allows for ease of bookkeeping and reduces those headaches associated with controlling your own space. The costs are all wrapped up into one fee. there are many different things that go into setting up an office space from scratch. It is easy to get lost in all the details and you could possibly go over budget on start-up.

A serviced space saves you a lot of money on furniture and other start up accessories. These offices come fully equipped with everything that you will need to start a business. If you have ever bought a 12 foot table and six chairs to go around it you know how expensive it can get. Let alone all of the other furniture needed for your office space. These start-up costs can literally put you in the poor house and leaves no cash reserves for business operations.

These are just three of the benefits of renting a serviced space. Contact your local office building and ask if they have anything like this available. It could be the best decision your company ever makes. It will surely get you up and running much quicker.

Renting Office Space–Which Web Sites Offer the Best Information and Selection?

Renting office space can be done without ever having to leave your home. In the past, if you were looking to rent office space, you would have to get in your car and drive from building to building. This could take an entire day, and you still might not find what you want.

But luckily, renting office space has become a radically easier process. Now all you need is a computer with Internet access and a telephone - and the patience to sort through dozens of office space listings and then contact the property managers. After a few telephone calls, the space you are looking for generally turns up.

You can start by checking out the National Tenant Rep website. It is easy to navigate and offers hundreds of listings in primarly large metropolitan areas. In addition to letting you rent office space, it gives you the option to buy office space or to even purchase entire floors or buildings. National Tenant Rep will also work through their network of property managers to find the lowest prices or the right amount of floor space for you.

Regus.com, another excellent site dedicated to office space, prides itself on finding people office space with flexible terms. They are aware that not everybody wants to be locked into a long term lease. So they make renting office space easy. You can provide your contact information to them, and they will go out and find what you are looking for–whether it be a conferencing room for a single day or a virtual office for an entire month.

The internet offers many web sites that you can search for space to let. Do a simple search on Google(tm) to uncover the many sites available to work with. There is a vast amount of information on the internet just waiting on you to take advantage of it.

Another way to find space is to contact a local realtor and have them search for you. Realtors not only handle property to purchase, but especially in small towns also handle property for rent or lease.

When you decide to rent office space, consider starting out by checking sites like the ones listed above. These sites make renting office space easy and very time effective. In addition to this, you may also want to pick up a free real estate listing magazine at your local newspaper store to find more local listings.
Renting office space can be done without ever having to leave your home. In the past, if you were looking to rent office space, you would have to get in your car and drive from building to building. This could take an entire day, and you still might not find what you want.

But luckily, renting office space has become a radically easier process. Now all you need is a computer with Internet access and a telephone - and the patience to sort through dozens of office space listings and then contact the property managers. After a few telephone calls, the space you are looking for generally turns up.

You can start by checking out the National Tenant Rep website. It is easy to navigate and offers hundreds of listings in primarly large metropolitan areas. In addition to letting you rent office space, it gives you the option to buy office space or to even purchase entire floors or buildings. National Tenant Rep will also work through their network of property managers to find the lowest prices or the right amount of floor space for you.

Regus.com, another excellent site dedicated to office space, prides itself on finding people office space with flexible terms. They are aware that not everybody wants to be locked into a long term lease. So they make renting office space easy. You can provide your contact information to them, and they will go out and find what you are looking for–whether it be a conferencing room for a single day or a virtual office for an entire month.

The internet offers many web sites that you can search for space to let. Do a simple search on Google(tm) to uncover the many sites available to work with. There is a vast amount of information on the internet just waiting on you to take advantage of it.

Another way to find space is to contact a local realtor and have them search for you. Realtors not only handle property to purchase, but especially in small towns also handle property for rent or lease.

When you decide to rent office space, consider starting out by checking sites like the ones listed above. These sites make renting office space easy and very time effective. In addition to this, you may also want to pick up a free real estate listing magazine at your local newspaper store to find more local listings.

Office Space for Lease Sign

Drive by any office building and you are sure to see at least one sign that reads “Office space for lease.” There are office buildings popping up all over the country, making it very easy to find office space. Also, with so many companies downsizing, many offices are also opening up space that they could never offer before. An office space for lease sign is your invite to look into the property further. If you like what you see from the outside, call the manager of the building and ask if the office space for lease is still available. If it is, then set up an appointment to view the inside and get your questions answered.

If you are not having any luck this way, the Internet offers a great alternative for people searching for office space for lease. Check out a site such as http://www.worktopia.com/. This site allows anybody to search world wide for office space. The way you do this is simple. On the home page you can fill in all of your search criteria, and within seconds you will have results that suit your needs. Sometimes the site will notify you that it may take 4 business hours to complete the search. I have tried the search for a small town and am waiting to see what it turns up.

You will need to fill in five separate boxes with information concerning the office space you are looking to lease. First off, you will need to fill in your city, state, or zip. From there, you need to fill in the country that you are interested in. After that you will need to provide the date that you are hoping to start your lease, as well as how long you want your lease to last. Finally, you are required to provide the number of workspaces that you need.

After that it is all up to you. You can choose from all of the available options, and then set appointments with the offices that interest you. This is one of the best ways to find office space for lease.

Finding an office space for lease is easy if you know where to look. Don't loose site of the internet as a valuable resource in your search. In small towns you can simply drive down the main business district and observe the signs in the windows. You can also enlist the help of a realtor in finding the space to meet your needs.
Drive by any office building and you are sure to see at least one sign that reads “Office space for lease.” There are office buildings popping up all over the country, making it very easy to find office space. Also, with so many companies downsizing, many offices are also opening up space that they could never offer before. An office space for lease sign is your invite to look into the property further. If you like what you see from the outside, call the manager of the building and ask if the office space for lease is still available. If it is, then set up an appointment to view the inside and get your questions answered.

If you are not having any luck this way, the Internet offers a great alternative for people searching for office space for lease. Check out a site such as http://www.worktopia.com/. This site allows anybody to search world wide for office space. The way you do this is simple. On the home page you can fill in all of your search criteria, and within seconds you will have results that suit your needs. Sometimes the site will notify you that it may take 4 business hours to complete the search. I have tried the search for a small town and am waiting to see what it turns up.

You will need to fill in five separate boxes with information concerning the office space you are looking to lease. First off, you will need to fill in your city, state, or zip. From there, you need to fill in the country that you are interested in. After that you will need to provide the date that you are hoping to start your lease, as well as how long you want your lease to last. Finally, you are required to provide the number of workspaces that you need.

After that it is all up to you. You can choose from all of the available options, and then set appointments with the offices that interest you. This is one of the best ways to find office space for lease.

Finding an office space for lease is easy if you know where to look. Don't loose site of the internet as a valuable resource in your search. In small towns you can simply drive down the main business district and observe the signs in the windows. You can also enlist the help of a realtor in finding the space to meet your needs.

Monday, April 23, 2007

Car Finance

Owning a new car is almost everybody’s dream. But only a few people can afford to buy a new car on a cash basis. Fortunately, car financing is readily available these days. As a result, more and more individuals have the privilege of owning a new car.

However, it is not easy to select a car, make a purchase, and then obtain car financing. Before you head to the local car dealer to buy the car of your dreams, you have to consider a lot of things with regards to car financing. You have to look into your credit score, compare car financing rates, and get pre-approval for your car financing application.

Your credit score has a lot to do with getting approved car financing because it reflects your credit worthiness. The lender will also look into this when determining your interest rates and down payment requirements. A credit score ranges from 300 to 600. If your credit score is above 600, you have a very good chance of getting car financing. However, if it is lower than 600, you need to spend several months paying your bills and increasing your credit score so you can qualify for financing.

After determining your credit score, you need to compare rates such as interest fees, fee structures, and down payment rates. Different lending institutions offer different rates. You should take your time evaluating each financing option so you can get the best deal.

After you have compared rates and picked your financing option, you can get a pre-approval for car financing. It is better that you have a pre-approved application before you go to the dealership so you can negotiate if you have cash in hand. This way, you may be qualified to receive rebates and discounts.

All these steps can help you to get the best car financing—and eventually, the best car—available.
Owning a new car is almost everybody’s dream. But only a few people can afford to buy a new car on a cash basis. Fortunately, car financing is readily available these days. As a result, more and more individuals have the privilege of owning a new car.

However, it is not easy to select a car, make a purchase, and then obtain car financing. Before you head to the local car dealer to buy the car of your dreams, you have to consider a lot of things with regards to car financing. You have to look into your credit score, compare car financing rates, and get pre-approval for your car financing application.

Your credit score has a lot to do with getting approved car financing because it reflects your credit worthiness. The lender will also look into this when determining your interest rates and down payment requirements. A credit score ranges from 300 to 600. If your credit score is above 600, you have a very good chance of getting car financing. However, if it is lower than 600, you need to spend several months paying your bills and increasing your credit score so you can qualify for financing.

After determining your credit score, you need to compare rates such as interest fees, fee structures, and down payment rates. Different lending institutions offer different rates. You should take your time evaluating each financing option so you can get the best deal.

After you have compared rates and picked your financing option, you can get a pre-approval for car financing. It is better that you have a pre-approved application before you go to the dealership so you can negotiate if you have cash in hand. This way, you may be qualified to receive rebates and discounts.

All these steps can help you to get the best car financing—and eventually, the best car—available.

Higher Sales and Improved Margins through Vendor Financing

“We would be out of business without vendor financing” according to the president of a distributor of commercial strength and cardio equipment. Almost 65 percent of this company’s revenues are generated utilizing a vendor financing program implemented over ten years ago. Vendor financing programs provide manufacturers, distributors and dealers from a wide variety of industries the capability to offer customers a convenient way to acquire their products at the point of sale. A few of the key benefits vendor financing provides include:

· Improved vendor cash flow through pre-funding, or financing of the down payment, and reduced receivables through collection of the balance upon delivery of the product

· Improved margins and higher sales by focusing the customer on monthly payments instead of price reductions

· A faster selling cycle – fewer worries about whether your customer has the money in its capital budget or if they can (or will try to) find financing on their own

· Transfer of the financing risk to a third party through non-recourse programs

· The ability to open up new markets including selling your products outside the United States With programs that can provide financing in amounts as little as $5 thousand, vendor financing can be implemented to cover most asset types and a variety of customer credit profiles including start-ups and early stage companies. For amounts up to $100 thousand (and higher), many financings can be approved in as little as four hours after your customer completes a one page application. For larger transactions, approvals can be obtained as quickly as two business days following the submission of financial statements and tax returns. Lease terms can extend to 84 months for equipment with long useful lives sold to qualifying credits. According to a southeastern manufacturer of equipment, the flexibility, creativity and extraordinary support it enjoys through its vendor financing program provides it with a competitive advantage. Its vice president of sales firmly believes that choosing the right programs and leasing company can be the difference in winning a sales competition.

A few questions to ask in selecting the best leasing company for your business include:

· Flexibility – Can the financier fund my A, B & C credits? Can soft costs be included in the financing amount? Will all credits be financed without recourse to the vendor?

· Minimums and maximums – How small and how large of a deal can the financier fund? Any limitations on how much credit it can extend to any given buyer? Any overall minimum or maximum volume requirements to create a program for your company?

· Creativity – How many different programs structures and end user offerings can the financier provide? Will the financier create unique programs to meet the special needs of certain customers?

· Service – What levels of support do you require for sales, marketing, administration and deal structuring? Do your customers require a personal touch or will a highly automated system be a better fit with your sales methods? If you can visualize your company as a one-stop solution provider to your customer’s needs through having the ability to offer fast and easy equipment financing, then vendor financing may provide you with new and profitable opportunities.
“We would be out of business without vendor financing” according to the president of a distributor of commercial strength and cardio equipment. Almost 65 percent of this company’s revenues are generated utilizing a vendor financing program implemented over ten years ago. Vendor financing programs provide manufacturers, distributors and dealers from a wide variety of industries the capability to offer customers a convenient way to acquire their products at the point of sale. A few of the key benefits vendor financing provides include:

· Improved vendor cash flow through pre-funding, or financing of the down payment, and reduced receivables through collection of the balance upon delivery of the product

· Improved margins and higher sales by focusing the customer on monthly payments instead of price reductions

· A faster selling cycle – fewer worries about whether your customer has the money in its capital budget or if they can (or will try to) find financing on their own

· Transfer of the financing risk to a third party through non-recourse programs

· The ability to open up new markets including selling your products outside the United States With programs that can provide financing in amounts as little as $5 thousand, vendor financing can be implemented to cover most asset types and a variety of customer credit profiles including start-ups and early stage companies. For amounts up to $100 thousand (and higher), many financings can be approved in as little as four hours after your customer completes a one page application. For larger transactions, approvals can be obtained as quickly as two business days following the submission of financial statements and tax returns. Lease terms can extend to 84 months for equipment with long useful lives sold to qualifying credits. According to a southeastern manufacturer of equipment, the flexibility, creativity and extraordinary support it enjoys through its vendor financing program provides it with a competitive advantage. Its vice president of sales firmly believes that choosing the right programs and leasing company can be the difference in winning a sales competition.

A few questions to ask in selecting the best leasing company for your business include:

· Flexibility – Can the financier fund my A, B & C credits? Can soft costs be included in the financing amount? Will all credits be financed without recourse to the vendor?

· Minimums and maximums – How small and how large of a deal can the financier fund? Any limitations on how much credit it can extend to any given buyer? Any overall minimum or maximum volume requirements to create a program for your company?

· Creativity – How many different programs structures and end user offerings can the financier provide? Will the financier create unique programs to meet the special needs of certain customers?

· Service – What levels of support do you require for sales, marketing, administration and deal structuring? Do your customers require a personal touch or will a highly automated system be a better fit with your sales methods? If you can visualize your company as a one-stop solution provider to your customer’s needs through having the ability to offer fast and easy equipment financing, then vendor financing may provide you with new and profitable opportunities.

The Basics of Automobile Leasing

You open the curtains, look out, and blocking your view is a shiny new Pontiac G6 or otherwise expensive car sitting in your neighbor's drive. You wonder where your neighbors get the money to buy a new car every year or so. Well, they could be automobile leasing.

What is automotive leasing?

With automobile leasing you pay for the use of the car not for the car itself, ie: you never actually own the car, and it stays the property of the leasing company. Monthly lease payments are based on the estimated cost of the vehicle’s depreciation over the period covered by the lease. For instance, suppose you lease a car valued at $20,000. Over the course of a three-year lease term, the car may depreciate in value to $10,500. This depreciated value, or residual value, is subtracted from the car’s initial value. The difference between the two values, in this case $9,500, is what you will be paying for the duration of the lease. Leases typically last for two four years, with leases on high-end vehicles and luxury cars sometimes stretching up to five years. When your lease expires, you have the option of either buying the vehicle or moving on to a new lease, and most leasing companies give you the option of upgrading your car at the expiration of your lease.

What are the benefits and drawbacks of leasing?

Monthly lease payments are generally lower than monthly loan payments on the same vehicle, assuming that the lease and the loan have the same duration. Leasing lets you drive a new vehicle every few years depending on the length of your lease. Additionally, leasing allows you to drive a more expensive and feature-packed vehicle for the same monthly payment you’d be making to buy a lower-priced model. Your leased vehicle comes with a warranty while it’s in your use. Furthermore, automobile leasing saves you the trouble of selling your used car or trading it in when you’re ready to buy a new one. Moreover, you may also write off a portion of your lease payments as a business expense if you have a legitimate business use for the vehicle. Ask a qualified accountant or tax professional about the eligibility requirements for the tax write-off.

While leasing offers several benefits, it also has its share of drawbacks. One disadvantage is that vehicles on lease programs have annual mileage limits, usually 15,000 miles per year. If you exceed the mileage limit, you will be charged a predetermined amount for every excess mile. Another drawback to leasing is the slew of fees and charges that you will have to pay at the beginning and end of the lease. Among these additional fees are the lease acquisition fee, the lease disposal fee, and the lease finance charge. There are also extra charges for extended warranties, insurance coverage, and other items. Furthermore, if you terminate the lease before the lease period is over, you will be assessed an early termination penalty. Another disadvantage to leasing is that you will have to return the vehicle when the lease expires, unless you choose to purchase the vehicle at lease-end.
You open the curtains, look out, and blocking your view is a shiny new Pontiac G6 or otherwise expensive car sitting in your neighbor's drive. You wonder where your neighbors get the money to buy a new car every year or so. Well, they could be automobile leasing.

What is automotive leasing?

With automobile leasing you pay for the use of the car not for the car itself, ie: you never actually own the car, and it stays the property of the leasing company. Monthly lease payments are based on the estimated cost of the vehicle’s depreciation over the period covered by the lease. For instance, suppose you lease a car valued at $20,000. Over the course of a three-year lease term, the car may depreciate in value to $10,500. This depreciated value, or residual value, is subtracted from the car’s initial value. The difference between the two values, in this case $9,500, is what you will be paying for the duration of the lease. Leases typically last for two four years, with leases on high-end vehicles and luxury cars sometimes stretching up to five years. When your lease expires, you have the option of either buying the vehicle or moving on to a new lease, and most leasing companies give you the option of upgrading your car at the expiration of your lease.

What are the benefits and drawbacks of leasing?

Monthly lease payments are generally lower than monthly loan payments on the same vehicle, assuming that the lease and the loan have the same duration. Leasing lets you drive a new vehicle every few years depending on the length of your lease. Additionally, leasing allows you to drive a more expensive and feature-packed vehicle for the same monthly payment you’d be making to buy a lower-priced model. Your leased vehicle comes with a warranty while it’s in your use. Furthermore, automobile leasing saves you the trouble of selling your used car or trading it in when you’re ready to buy a new one. Moreover, you may also write off a portion of your lease payments as a business expense if you have a legitimate business use for the vehicle. Ask a qualified accountant or tax professional about the eligibility requirements for the tax write-off.

While leasing offers several benefits, it also has its share of drawbacks. One disadvantage is that vehicles on lease programs have annual mileage limits, usually 15,000 miles per year. If you exceed the mileage limit, you will be charged a predetermined amount for every excess mile. Another drawback to leasing is the slew of fees and charges that you will have to pay at the beginning and end of the lease. Among these additional fees are the lease acquisition fee, the lease disposal fee, and the lease finance charge. There are also extra charges for extended warranties, insurance coverage, and other items. Furthermore, if you terminate the lease before the lease period is over, you will be assessed an early termination penalty. Another disadvantage to leasing is that you will have to return the vehicle when the lease expires, unless you choose to purchase the vehicle at lease-end.

Screen Prospective Tenants Thoroughly : Finding the Right Tenant

If you’re ready to rent out your house or apartment, it is time to scout for the right tenant. Whether you’re a newbie or an old-hand to renting out properties, it is always a bit hard to determine if the person you find for your property is the right kind of tenant.

You have the right to screen and investigate your prospective tenants. However, to prevent misunderstandings and to avoid ugly surprises later on, here are some basic steps you can follow when doing your investigation:

First Time Call – Prepare a list of questions you want to ask when prospective tenants call in to find out about your property and also keep in mind all that you have to let them know regarding your rental. Prepare a comprehensive list of questions – eg. reason for moving, number of people, pets etc. Base your questions on the concerns that are relevant to you. Find out, if you can, what exactly they are looking for before you pass on details. This will give you an idea of whether or not they will be suitable for the space you have. Let them know about the rent and security deposit requirements and any other important conditions you may have - like regarding pets, smoking policy, etc.

When Showing Around – When you have tenants coming over to see your place, you bring out the guns to make sure that they like what they see. But don’t forget that it is a two way process. You too have to like what you see. Try and get to know as much about them while showing around, you may get a feel of the kind of people they are. Your prospective tenant is trying to make the right first impression. So it is up to you to see what is real and what is not.

Simple things a person does can say volumes about him/her. Apart from speaking politely and showing respect, see if the person behaves well too. For instance, did he/she wipe their shoes on the doormat before entering? Were they smoking when they first met you? Are the questions they ask about your property relevant or just things they’re picking on for later negotiations? Keep mental note of everything, as all these factors will play a role when deciding on the right tenant.

Application Form – Make sure the application form asks for all the possible details you'd want in screening the tenant. It's important to have a form which covers all points.

Once you have the completed form in hand, scrutinize it with absolute care. Make sure you run a credit report on the applicant for your safety. Also, make sure you get references from them and follow up on these references.

Finalizing the Deal – After you’ve made a decision let your prospective tenants know about it and tell them about any concessions you ‘made especially for them’ such as overlooking any minor credit discrepancies, etc.

Don’t forget that until both signatures are on the lease, you can still back out if the prospect doesn’t quite live up to your expectations. After setting the time, date and place for a meeting, inform them about the money they will have to bring and other documentation for verification.

Lease Document - The document should be up to the mark and cover your back in the eventuality of your tenant proving to be a nusiance.

Screen your tenants carefully at every given point and opportunity you get. You have every right to examine and select your tenant as long as you do not discriminate against sex, religion, beliefs, race etc. The tighter your screening process, the more likely you are to end up with a quality tenant and longer relationship.
If you’re ready to rent out your house or apartment, it is time to scout for the right tenant. Whether you’re a newbie or an old-hand to renting out properties, it is always a bit hard to determine if the person you find for your property is the right kind of tenant.

You have the right to screen and investigate your prospective tenants. However, to prevent misunderstandings and to avoid ugly surprises later on, here are some basic steps you can follow when doing your investigation:

First Time Call – Prepare a list of questions you want to ask when prospective tenants call in to find out about your property and also keep in mind all that you have to let them know regarding your rental. Prepare a comprehensive list of questions – eg. reason for moving, number of people, pets etc. Base your questions on the concerns that are relevant to you. Find out, if you can, what exactly they are looking for before you pass on details. This will give you an idea of whether or not they will be suitable for the space you have. Let them know about the rent and security deposit requirements and any other important conditions you may have - like regarding pets, smoking policy, etc.

When Showing Around – When you have tenants coming over to see your place, you bring out the guns to make sure that they like what they see. But don’t forget that it is a two way process. You too have to like what you see. Try and get to know as much about them while showing around, you may get a feel of the kind of people they are. Your prospective tenant is trying to make the right first impression. So it is up to you to see what is real and what is not.

Simple things a person does can say volumes about him/her. Apart from speaking politely and showing respect, see if the person behaves well too. For instance, did he/she wipe their shoes on the doormat before entering? Were they smoking when they first met you? Are the questions they ask about your property relevant or just things they’re picking on for later negotiations? Keep mental note of everything, as all these factors will play a role when deciding on the right tenant.

Application Form – Make sure the application form asks for all the possible details you'd want in screening the tenant. It's important to have a form which covers all points.

Once you have the completed form in hand, scrutinize it with absolute care. Make sure you run a credit report on the applicant for your safety. Also, make sure you get references from them and follow up on these references.

Finalizing the Deal – After you’ve made a decision let your prospective tenants know about it and tell them about any concessions you ‘made especially for them’ such as overlooking any minor credit discrepancies, etc.

Don’t forget that until both signatures are on the lease, you can still back out if the prospect doesn’t quite live up to your expectations. After setting the time, date and place for a meeting, inform them about the money they will have to bring and other documentation for verification.

Lease Document - The document should be up to the mark and cover your back in the eventuality of your tenant proving to be a nusiance.

Screen your tenants carefully at every given point and opportunity you get. You have every right to examine and select your tenant as long as you do not discriminate against sex, religion, beliefs, race etc. The tighter your screening process, the more likely you are to end up with a quality tenant and longer relationship.

Car Finance Company

Having a new car is one of the biggest achievements that most people can have. Other than financing education and buying a home, there is really nothing else that can compare to the huge expenditure that comes with purchasing a new car.

Therefore, only a few people can really afford to pay for a car outright. Most people rely on car financing in order to purchase a new car. But with the many car financing options available nowadays, it is wise to research thoroughly for a car financing company that offers the best rates.

Most car financing companies offer better deals compared to local car dealers. While it is convenient to have your car dealer provide you with the loan and plan, it is still better to get pre-approval from a car financing company because they offer more reasonable interest rates and payment options. To choose the car financing company with which to conduct your transactions, you have to consider two things: their rates and reliability.

Car financing companies vary on the interest rates they offer to customers. If they have seen that you have good credit history, the interest rate on your car financing loan may not be as high compared to a person with bad credit history. And if you really want to secure car financing with low interest rates, you should try looking for an online car financing company. By applying for your loan online, you save the company time and money, thus the savings from the cost of doing business are passed on to you.

In addition, you should also check the credibility of the company, especially if you want to do your transactions online. You have to make sure that the company you choose has been in operation for years. Aside from this, you can also ask your colleagues and friends who have already secured car financing from a car financing company about their experiences in loan application. They can recommend a suitable company to you.

Finding a car financing company for your loan application can be difficult if you do not know what to consider and where to start your search. But if you go online and ask trusted sources for their recommendations, you can easily compare car financing rates and select the best deal for you.
Having a new car is one of the biggest achievements that most people can have. Other than financing education and buying a home, there is really nothing else that can compare to the huge expenditure that comes with purchasing a new car.

Therefore, only a few people can really afford to pay for a car outright. Most people rely on car financing in order to purchase a new car. But with the many car financing options available nowadays, it is wise to research thoroughly for a car financing company that offers the best rates.

Most car financing companies offer better deals compared to local car dealers. While it is convenient to have your car dealer provide you with the loan and plan, it is still better to get pre-approval from a car financing company because they offer more reasonable interest rates and payment options. To choose the car financing company with which to conduct your transactions, you have to consider two things: their rates and reliability.

Car financing companies vary on the interest rates they offer to customers. If they have seen that you have good credit history, the interest rate on your car financing loan may not be as high compared to a person with bad credit history. And if you really want to secure car financing with low interest rates, you should try looking for an online car financing company. By applying for your loan online, you save the company time and money, thus the savings from the cost of doing business are passed on to you.

In addition, you should also check the credibility of the company, especially if you want to do your transactions online. You have to make sure that the company you choose has been in operation for years. Aside from this, you can also ask your colleagues and friends who have already secured car financing from a car financing company about their experiences in loan application. They can recommend a suitable company to you.

Finding a car financing company for your loan application can be difficult if you do not know what to consider and where to start your search. But if you go online and ask trusted sources for their recommendations, you can easily compare car financing rates and select the best deal for you.