One of the many important financial decisions of a business owner is whether to lease or purchase motor vehicles for the business. RK Auto Group recommends leasing for several reasons: Leasing strengthens your financial statement and upgrades your company’s image by providing sharper-looking vehicles at a cheaper price.

Most accountants agree: your financial statement looks rosier with vehicle leasing. Financial benefits of leasing include:

* A better tax write off - you can deduct actual payments instead of using a depreciation schedule
* Clearer bookkeeping - while a lease is simply an expense on the financial statement, a purchase is an asset and a liability
* More borrowing power – with a lease, you can keep lines of credit open for other expenditures; a purchase of a vehicle ties up those loan options
* Preventing negative equity - this happens when you purchase a car: sometimes the market conditions make the vehicle worth less than the debt owed on it
* When you don’t have negative equity you have less to negotiate in leases

Leasing improve your company’s image as well as its bottom line. When you lease a vehicle, you don’t pay for all of it. You only pay for the part of the vehicle you use. This means:

* A lower monthly payment
* You can afford a more expensive vehicle to better represent your business (and it’s more fun to drive!)
* You drive a new vehicle more often: a 48-month lease costs the same monthly amount as a 60-month purchase of the same vehicle!

Make sure to lease from a reputable dealer for consistent, high-quality service. When you lease a vehicle, you form a strong relationship with the leasing representative, because you work with the same person on every lease. Leasing provides a satisfying experience as well as great financial benefits to your company.

Getting started in a business is almost a never cheap undertaking. Whether it's an office-related operation or a commercial construction company, there are equipment expenses that can prohibit startups from getting off the ground running correctly. But thanks to equipment leasing companies, the expenses can be a bit more manageable.

When it comes to equipment leasing, companies can rent just about any type of machine to get their jobs done. Heavy equipment, office machines and even coffee machines can all be leased. Whether it's a long-term lease or one just meant to help a company get enough working capital to make outright purchases, these leases can open doors for startups and even help longstanding companies save some money.

The advantages of leasing include:

* Easier access to needed equipment. Rather than have to pay thousands of dollars right now to set up an office with computers, a lease brings the monthly bottom line down to pennies on the dollar.

* Maintenance. Since the equipment is leased, maintenance and repairs are generally covered under contracts. There's no need to worry if a machine breaks, the lease should cover it and get the company back up and running quickly.

* No worries over replacement costs. If something stops working all together, there's no need to be concerned about having to shell out for another big investment. Replacements are generally included in the lease contract.

The types of equipment a business can lease are practically endless. They include:

* Office furniture. From desk and chairs to filing cabinets and even pictures, leasing is available to help businesses get off the ground. This helps a new company avoid a large capital outlay during start up and can result in a good looking office for a reasonable amount of money.

* Computers. Leases on technology are quite common in today's working world. These generally include help with basic programs and so on to really help a new business get up and running on the right foot right from the start.

* Other office technology such as faxes, copiers, printers and so on.

* Heavy equipment. From backhoes to forklifts, there are leasing options available on just about every piece of equipment imaginable. The advantages here can be great in helping a company avoid big capital outlays while still enabling them to get jobs done.

While it used to be most companies had to buy everything needed to get their jobs done and even open their doors, today's business world often revolves around leases. Providing a great way to ensure everything that's needed is obtained, these leases can be a real benefit to business.

When you are willing to buy something and you fall short of cash, leasing is always a better option than buying. That is, it is advisable to lease what you require. Thus, depending on the current situation and your needs, you must consider leasing equipment instead of buying them.

In the present scenario, leasing is indeed a very common practice in business. According to a report by the U.S. Small Business Administration (SBA), equipment leasing has risen approximately 20 percent over the last two years.

Some of the basic facts about leasing are as follows:

• Leasing is essential at every stage of development in just any business.

• In case of start-up businesses that have no revenues, smaller leases of approximately $100,000 or less can be easily managed. If the owners are willing to make monthly payments, the lease may be better managed on the personal credit of the owners.

• Equipment leasing is essentially a loan. At the end of the lease, the business can either purchase the equipment for its fair market value (or a fixed or predetermined amount) or continue leasing. It can also opt to return it or lease new equipment.

• Lease vs. Loan: Unlike a bank loan or any other debt, a lease is not cancelable. A loan can be paid off by selling the equipment. Alternatively, it can also be refinanced. On the contrary, in case of a lease, the lease should be paid off in full. That is, all the payments must be done when one enters a lease. Moreover, lease payments are smaller than the loan payments.

• Leasing vs. Buying: In case of buying, when a piece of equipment or vehicle is bought, the payment for it is supposed to be done in full either by using cash or by financing the balance. Once the payment is done, the buyer owns the equipment or the vehicle. On the other hand, in case of equipment leasing, the equipment is bought and owned by the lender and then it is rented to a business at a monthly rate for certain number of months. In other words, with a lease, one has to pay merely for using the equipment as at the end of the lease, the lender ends up owing absolutely nothing.

Technology provides a needed and powerful edge in business; the following points examine those benefits and let you decide how these benefits provide you with the needed edge in business. An equipment leasing arrangement provides you the edge you need without running the expensive costs associated with purchasing state-of-the-art equipment.

Wider Options, Lesser Costs - With an equipment leasing arrangement you are free to select your choice of equipment without paying the full price. This advantage also comes with the fact that most business equipment leasing companies will often handle everything from the maintenance to the deployment of their equipment. Your company can save the costs associated with the equipment as the leasing company usually gets price cuts on equipment and related services since they buy in bulk.

State-Of-The-Art Equipment - When a commercial equipment leasing company provides your business with equipment they provide the best. They do this because unlike your business, equipment leasing is the only business they do and their competition is steeped in proving you the best equipment at the lowest prices. If they don’t provide the best equipment at the best prices their competition takes over, so the company paying for leasing services gets all the related benefits of getting the best equipment at a cheap price.

Flexible Arrangements - With an equipment leasing arrangement, financing is according to your convenience. Financing can be arranged according to the way you intend to use the equipment and the cash flow of your company. You can also renegotiate the terms of your lease if your circumstances change and this comes without any repercussions. Some commercial equipment leasing companies also handle the insurance of their equipment so insurance costs for your leased equipment is not a problem.

Equipment Leasing Options

With the various equipment leasing companies available there is hardly a fixed set of leasing options. Companies will provide leasing options and tailor them according to the needs of their customers. In this equipment lease guide we have selected some of the most common business equipment leasing options available, which can be found across a variety of equipment leasing companies in the U.S. today.

The Capital or Finance Lease offers the lessee the option to buy the equipment at a much reduced rate at the end of the lease period. This equipment lease is also referred to in some quarters as a nominal buyout lease. With the Sale-Leaseback Lease the company buys the equipment it requires and sells it to the leasing company. The equipment leasing company can then lease the equipment back to your company or business for its normal use. The Municipal Lease option is available to public agencies as well as non-profit organizations. If your company falls into these categories you can make inquiries concerning this option. With the Deferred Payment Lease, the first monthly payments of such leases are usually deferred to a period of up to 90 days before the lease starts. With the Seasonal or Skip Payment Lease, the lessee pays for the lease at peak periods of the operating year, which are defined at his convenience. With the True Lease, the lessee may choose to return the leased equipment on conclusion of the lease or may buy the equipment at a fair market value price of the equipment. With the Graduated Lease, the leases start off with small monthly payments that rise according to the level of increasing income your business generates.

Getting started in a business is almost a never cheap undertaking. Whether it's an office-related operation or a commercial construction company, there are equipment expenses that can prohibit startups from getting off the ground running correctly. But thanks to equipment leasing companies, the expenses can be a bit more manageable.

When it comes to equipment leasing, companies can rent just about any type of machine to get their jobs done. Heavy equipment, office machines and even coffee machines can all be leased. Whether it's a long-term lease or one just meant to help a company get enough working capital to make outright purchases, these leases can open doors for startups and even help longstanding companies save some money.

The advantages of leasing include:

* Easier access to needed equipment. Rather than have to pay thousands of dollars right now to set up an office with computers, a lease brings the monthly bottom line down to pennies on the dollar.

* Maintenance. Since the equipment is leased, maintenance and repairs are generally covered under contracts. There's no need to worry if a machine breaks, the lease should cover it and get the company back up and running quickly.

* No worries over replacement costs. If something stops working all together, there's no need to be concerned about having to shell out for another big investment. Replacements are generally included in the lease contract.

The types of equipment a business can lease are practically endless. They include:

* Office furniture. From desk and chairs to filing cabinets and even pictures, leasing is available to help businesses get off the ground. This helps a new company avoid a large capital outlay during start up and can result in a good looking office for a reasonable amount of money.

* Computers. Leases on technology are quite common in today's working world. These generally include help with basic programs and so on to really help a new business get up and running on the right foot right from the start.

* Other office technology such as faxes, copiers, printers and so on.

* Heavy equipment. From backhoes to forklifts, there are leasing options available on just about every piece of equipment imaginable. The advantages here can be great in helping a company avoid big capital outlays while still enabling them to get jobs done.

While it used to be most companies had to buy everything needed to get their jobs done and even open their doors, today's business world often revolves around leases. Providing a great way to ensure everything that's needed is obtained, these leases can be a real benefit to business.

After the Landman determines who owns the minerals of the land then are trying to lease, it is then time to contact the mineral owner about obtaining a possible lease. During this initial conversation the Landman will explain to the mineral owner who they work for and start the negotitating process. If the land in question is a small tract (less than 10 acres) the Landman might be able to negotitate the lease on the first contact. Larger tracts may take more time and more visits including in person visits to persuade the mineral owner into signing.

The price offered per acre will be given by the company the Landman is working for. They will usually give you a range per acre and it is best to start at the bottom of the range because the money will probably have to go up from there. Contacting the large land owners first is a good idea because this will tell you if they have been contacted previously about leasing and also the Landman will want to get the large mineral owners leased first before others find out about what they are doing and start leasing the land themselves. If the Landman starts contacting alot of people and other oil companies find out, they will start leasing the land which will cause the Landman problems in obtaining all the leases and also will cause him/her to pay more money per acre.

After the mineral owner has agreed to lease, the Landman will get the lease signed and recorded at the courthouse. Once again, you don't want to record your leases in the early part of the process because this will give away what you are trying to do. Once all the land has been leased, you will turn the leases into the company you are working for and your job is basically done. The company will probably want you to do some reports to finish the process and maybe even pull the land transfers to give to the attorney who will be reviewing the title of the land.

1. Purchasing Power. Equipment lease financing allows the lessee to acquire more and/or higher-end equipment.

2. Balance Sheet Management. Certain types of leases help the lessee better manage the balance sheet and improve the overall financial picture, by conserving operating capital and freeing up working capital and bank credit lines for inventory, expansion and emergencies.

3. 100 Percent Financing. With equipment leasing, there is no down payment. The term of the lease can be matched with the useful life of the equipment.

4. Asset Management. A lease provides the use of equipment for specific periods of time at fixed payments. It assumes and manages the risks of equipment ownership. At the end of the lease, the lessor disposes of the equipment.

5. Service Additions. Many lessees choose to structure their leases to include installation, maintenance and other services, if needed.

6. Tax Treatment. Leasing offers the option of deducting 100 percent of the lease payment as a business expense.

7. Upgraded Technology. Leasing provides companies with the ability to keep pace with technology. The lessee can upgrade or add equipment to meet ever-changing needs.

8. Specialized Assistance. Lessors are specialists in equipment leasing and financing, and understand capital equipment markets.

9. Flexibility. There are a variety of leasing products available, allowing the lessee to customize a program to address needs and requirements- cash flow, budget, transaction structure, cyclical fluctuations, etc.

10. Proven Equipment-Financing Option. Over 30 percent of all capital equipment in the United States is acquired through leasing. In fact, eight out of 10 companies lease their equipment to include vehicle assets. Leasing keeps a company out of the vehicle business.

I have served the fleet management industry for many years offering my consulting services to any company looking to find ways to improve fleet efficiency, lower fleet operating costs, and reduce administrative burdens of internally managing company vehicle fleets.

Auto leasing is gaining popularity among consumers in the US, because it offers them a chance to drive the cars they want -- often better cars than they can afford to buy. Low monthly payments are a big attraction of auto leasing. However, leasing cars could be an expensive proposition in the long term and may not fit everybody's needs. It is advisable for people to determine their priorities and ensure that leasing is the right solution. In line with the aggressive strategies that leasing companies adopt to attract new consumers, there has been a trend in the US of leasing companies being willing to offer bad credit car leases.

Past history as a defaulter or irregular payments of previous loan installments is termed as bad credit. This creates problems when buying or leasing a car or any other asset. However, with increasing competition, banks, finance companies, car manufacturers and dealers are willing to take risks in order to get more customers.

However, this does not mean that it is entirely smooth riding for people with bad credit. Typically, leasing companies charge higher interest rates leasing cars to people who have a poor credit history. Certain specific leasing terms such as a higher down payment or security deposit are designed to reduce the risk of the leasing company. There are many leasing companies in the market who are willing to offer their services to people with bad credit or even a past bankruptcy record.

Car dealers and their associated finance companies are not the only source of loans and leases. For people with bad credit, it's very important to shop for the best rates because banks and finance companies are not consistent in the terms they offer. It is advisable that consumers make personal visits to these institutions, so that they can explain their case face-to-face. This goes a long way in improving their chances of being successful in getting bad credit car leases.

Leasing is an arrangement that provides a firm with the use and control over assets without receiving title to them. A leasing is a written agreement allowing the use of the assets for a specific period of time. The lease is signed by both the owner of the assets (the “lessor”) and the user (the “lessee”). A contract of lease may be defined as a contract whereby the owner of an asset grants to another party the exclusive right to use the asset usually for an agreed period of time in return for the payment of rent.

There are four types of fast cash leasing. The short term and cancelable lease agreements are called operating leases. Important features of operating lease are: they are convenient and offer instant services to the lessee. Examples include hiring a computer, a tourist hiring a car etc. This type of lease does not give the lessee all the benefits that are associated with the asset.

Financial leases are non- cancelable and are for a long period of time. Examples include leasing a plant, land and building etc. Financial leases are used to amortize the cost of the asset over the entire term of the lease. Capital lease is a long-term irrevocable lease agreement. In this type of fast cash leasing all the risks and responsibilities of leased property are to be borne by the lessee. Finally, there is leveraged leasing. Under this type of lease agreement, there are three parties such as the lessor, the lessee and the lender. This type of lease agreement is popular in leasing out at a very high value.

Leasing arrangements allow for the quick and easy acquisition of fixed assets by the lessee. Leasing companies are more accommodating than the banks in extending assistance. Secondly a lease arrangement provides for the better and alternative use of funds. The payment of lease rentals is tax deductible, thus causing less tax payment.

When leasing a car, individuals need to be familiar with the different types of leases that are available. Consumer leases essentially come into two categories, namely, open end and closed end. There is a substantial difference between these two categories; this difference needs to be understood before signing the lease contract. According to the federal regulations, it is imperative to mention the lease type on all contracts of leasing.

Open-end leases are used in commercial business leasing purposes. The lessee, instead of the leasing company is liable for all the financial risks in this kind of lease. However, this is not considered to be too much of a problem as the cost can be expensed, as the annual mileage on a business lease is usually much greater than a non-business lease. The lessee is also responsible for paying the difference amount between the actual market value and the estimated value once the lease period is over. This difference can reach to a substantial amount of money if the car's market value has dropped significantly or it has been overdriven. An open-end lease is considered much less risky, as the interest rate is much lower than a closed-end, non-business lease. However, the monthly payment of an open-end lease is more than that of a closed end one.

Closed end leases, also known as "walk away" leases are the most common of the present consumer leases. A closed end lease simply allows the lessee to return the vehicle once the lease period ends without any other responsibilities to take care of except paying for extreme damage to the car or additional mileage charges. The number of miles driven by the lessee is usually predictable in closed end leases; thus, the value at the end of the lease period also becomes predictable unless the car is driven in abusive or excessively rough conditions.

While leasing, the leasing company estimates the car's residual value and then prepares the contract. However, it is essential to read the contract properly before signing it in order to avoid complications at the end of the leasing period.